Category: Offers

Reviewer: Tyler Kelly| February 12, 2019| Reverse Mortgage Guide

The Home Equity Survey asked you relevant questions about your home, it’s value, and what you’d like to do with the cash this reverse mortgage provides. Using these important criteria, the Home Equity Survey may connect you with a reverse mortgage provider that is perfectly suited to your unique needs. The offers you receive are custom tailored from providers who do business in your area.

Final Thoughts

The Reverse Mortgage Quiz by Equitywise provides a safe and smart way for consumers to view reverse mortgage options that fit their unique situations. The website is easy to use, clear, and very informative. Our team recommends this website for anyone who is not entirely sure which reverse mortgage is best for them.

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Reviewer: Charles Weaver | January 23, 2018 | Home Warranty Buyers Guide

Select Home Warranty offers homeowners three different levels of coverage: premium, gold and bronze. We found that between these three levels of coverage, nearly all major appliances and home systems can be covered. Select scored high marks in customer service, and strong online customer reviews hint at high customer satisfaction.

Final Thoughts

If customer service is an important feature for you, and you’re willing to pay a few extra dollars for it, Select Home Warranty may be the right choice for you. Select is known to have an excellent customer service rating, and faster response times than any of the other warranty providers reviewed. Customer service can be an issue in the home warranty category should you ever need to file a claim, so many people prefer to have the peace of mind that comes from a dependable customer service team.

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Reviewer: Aaron Creighton | December 3, 2018 | Life Insurance Buyers Guide

Mutual Term Life is a life insurance comparison tool for online shoppers. They focus on providing customers a number of quotes and providers based on their specific needs. Customers enjoy the website’s simple interface and easy-to-read quotes.

Final Thoughts

Mutual Term is a great decision If you know what you want, and are looking for the clearest path to get there. Their quick forms will direct you to curated insurance providers that can meet your needs. You may even save some money this way.

Reviewer: Tyler Kelly| February 2, 2019| Reverse Mortgage Guide

For those looking to compare different reverse mortgage offers, there are services that match customers with reputable reverse mortgage options. The Reverse Mortgage Quiz by Equitywise is one such option. They use a series of questions to output quiz results that help customers determine how much they can potentially receive should they qualify for a reverse mortgage.  Customers can then speak to a reverse mortgage professional who could help them understand their quiz results and provide them with more detailed options based on their specific situation.

Final Thoughts

The Reverse Mortgage Quiz by Equitywise provides a safe and smart way for consumers to connect with a reverse mortgage specialist who can review options that fit their unique situations. The website is clear and easy to use. Our team recommends this website for anyone who is not entirely sure which reverse mortgage is best for them.

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Reviewer: Aaron Creighton | December 3, 2018 | Life Insurance Buyers Guide

Fidelity Life has been serving middle class Americans since 1896. They’re a well respected financial company that consistently scores high in consumer reviews. Fidelity Life offers term life insurance policies, often with no physical exam required.

Summary

Fidelity Life is one of the few companies in the industry that focuses on assisting working Americans experience the peace-of-mind that comes with life insurance ownership. As the company has grown, they have kept their focus on providing reliable, affordable policies with strong value.

History

Fidelity Life Insurance Company was initially founded in 1896. The company was originally named Mystic Workers of the World, a fraternal benefit society that was designed for providing financial protection for the growing middle class of the Midwest and the Northern States.

By 1915, the company reached $100 million in life insurance policies issued, and in 1929, during the U.S. Great Recession, the company doubled their assets. The next year, the company changed its name to Fidelity Life Association, and has continued to grow under Fidelity Life every since.

In the early 1950s, Fidelity became a mutual legal reserve life insurance company, and soon afterward, it became affiliated with a series of life insurance organizations via fee-for-management agreements.

Roughly a half-century later, in 2005, the company once again became independent, focusing on middle Americans and helping its customers to grow and protect their wealth and their loved ones.

In 2009, Fidelity Life Insurance Company’s parent company added customer-oriented capabilities when it acquired Efinancial – a direct to consumer sales entity. This, too, helped to signify Fidelity’s focus on the financial security of Americans.

Today

Today, Fidelity Life Insurance Company is a well respected insurance company. Fidelity can sell insurance in every state — with the exception of New York and Wyoming. The company is headquartered in Des Plains, Illinois. Customer service representatives of Fidelity can be reached via phone between the hours of 8:00 a.m. and 5:00 p.m. Central Time on Monday through Friday, or at any time via email.

The approach used by Fidelity in fulfilling its customers’ basic needs includes offering assistance with maintaining a family’s standard of living, mortgage protection, gifting, helping a family to pay ongoing family debts, funding the future education of children and/or grandchildren, paying for final expenses, and leaving the family a financial legacy.

Ratings From Consumer Reviews

Fidelity has been given a rating of A- (Excellent) by A.M. Best Company, the leading provider of news, ratings, and financial data for insurance companies. (This rating was reaffirmed on December 19, 2018 ).

Additionally, Fidelity LIfe has been accredited via the BBB (The Better Business Bureau), and received an A- rating by the bureau.

RAPIDecision Policies

One of the best features that Fidelity Life Insurance has to offer is its offering of RAPIDecision policies.

These policies offer a fast, easy way to get coverage. Here are some examples:

RAPIDDecision Express

This policy requires no exam and is designed to be approved quickly.

It offers a level death benefit up to age 95 and uses Fidelity’s innovative technology to accelerate the underwriting process. The terms available are 10, 15, 20 and 30 years, dependant on your age.

RAPIDecision Life

This option allows you to receive coverage in as little as one to two days after you answer the health questions on the application.

This policy has a hybrid approach, offering one part accidental death insurance and one part level term life insurance. Although an exam is required, you have six months to take it, after which your coverage will extend to 100%.

RAPIDecision Guaranteed Issue

If you’re between ages 50 and 85, this can be a great policy, offering coverage for any post-mortem expenses with no health test or questionnaire needed.
Since this is considered a guaranteed acceptance life insurance policy, you’ll get a reduced benefit plan in the first three years, followed by the full $20,000 whole life coverage.

RAPIDecision Accidental Death

The accidental death benefit plan has a variety of pricing options depending on your desired coverage level. If you don’t qualify for regular life insurance, or have an existing plan that you need to supplement, this is a valuable option.

It can cost as little as $10 a month, making this an extremely affordable choice for most people. The accidental death plan is a great way to make sure your family or business will be protected in the event of an unexpected tragedy.

Final Thoughts

Life insurance is a big decision, and the more research you do, the easier it will be to make the right choice. Be sure to check with the policy provider and request more information before signing your name on any policy. It’s important to do your homework.

Reviewer: Matthew Ellis | February 15, 2019 | Auto Warranty Buyers Guide

Platinum Auto Warranty and their partners deliver free quotes for nationwide extended auto warranty coverage. Platinum warranties help cover your vehicle’s mechanical, engine, electrical parts, and more for less than most competitors. They can also provide roadside assistance.

Reviewer: Matthew Ellis | February 9, 2019 | Auto Warranty Buyers Guide

Diamond Warranty is an extended auto warranty plan provider that operates nationwide. Their portfolio of warranty products provide a number of options for protecting your vehicle on multiple levels, at any price point.

Customer Service Review

Customer service is not as well regarded as it is with other, larger providers. However, the plans are less expensive. So if you’re looking to be protected by a warranty and don’t mind longer wait times, you may benefit for the lower prices with Diamond.

Final Thoughts

Diamond Warranty customers consistently say that Diamond has the most affordable policies. There are other providers that offer better coverage and perhaps better customer service, but Diamond has low prices and stands by their warranties. Make sure you read the fine print of your warranty offer and ask questions before signing up for any auto warranty.

Reviewer: Matthew Ellis | February 12, 2019 | Auto Warranty Buyers Guide

Choice Auto Warranty is a well regarded auto warranty provider. They offer additional services that many competitors cannot match. These include 24/7 roadside assistance, 100% money back guarantees, 10 second quotes, and their warranties are accepted at all dealers and mechanics.

Customer Service Review

Choice Auto Warranty has a positive relationship with past and current customers. People who have shopped with Choice say that the coverage they received exceeded their expectations, and the cost of their warranty was lower than they expected. Reviews score high in customer satisfaction overall.

Final Thoughts

Choice has put together a portfolio auto warranty products that can meet the needs of nearly any customer depending on your budget and vehicle. Our team recommends Choice Auto Warranty because of their depth of coverage, their record of satisfied customers, and their high quality customer service.